সরকারী য়োজনা ফাইন্দর — খঙবিয়ু নহাক্না করম্বা সরকারী স্কিমশিংদা চাংদম্নবা ওইরিবগে

Yes. No account, no OTP, no fee and no limit on how many times you check. There is nothing to buy on this page and nothing to subscribe to. The matching runs on your own phone or computer, so there is no server bill for us to pass on to you.

Every scheme publishes its conditions — an age band, an income ceiling, a state, a category, whether a ration card or a disability certificate is needed. The tool holds those conditions as rules and compares them against the details you enter. It is arithmetic, not a guess, which is why the answer is the same every time and why each card can tell you exactly which condition you met.

We never ask for your Aadhaar number, your name, your phone number or your bank details, and we never will — no genuine eligibility check needs them. The age, income and category you do enter are used inside your browser and are never sent to us. Load the page, switch your connection off, and the finder still works. Nothing to store means nothing to leak.

It checks 128 schemes — 69 central government schemes that run everywhere in India, and 59 state government schemes across 23 states and union territories. Central schemes like PM-KISAN, Ayushman Bharat and PM Awas Yojana are checked for everybody; state schemes are checked only for the state you choose.

No. Codexal is a private software company and this is a free tool we built. The official national portal is myscheme.gov.in, and every result here links straight to the scheme's own official website, which is where you apply and which is the final authority on its rules. We are not an agent, we charge nothing, and we cannot submit an application for you.

No, and you should be careful with any website that says it can. Applications go through the government's own portal or your local office — a Common Service Centre, a block office, a panchayat, a bank branch or the scheme's own site. Each result here has an "Apply on the official site" button that takes you to the right place. Nobody should ever charge you a fee to apply for a government scheme.

Almost always. An Aadhaar card, a bank passbook in your own name with the IFSC, and a recent photograph cover the basics. Beyond that it depends: an income certificate for anything with an income limit, a caste certificate for SC, ST or OBC schemes, a domicile or residence certificate for a state scheme, a ration card for anything means-tested, land papers for farmer schemes, a disability certificate or UDID card for divyangjan schemes, and marksheets for a scholarship.

Those are schemes you miss by exactly one condition — you are two years too young, or your income is a little over the limit, or it needs a ration card you do not have. They are worth reading because situations change: a birthday, a new ration card or a disability certificate can make a scheme you were refused last year available this year.

Scheme amounts change with every state and central budget, and some states top up a central scheme with their own money — the old age pension is the clearest case, where the central share is ₹200 a month and many states pay ₹1,000 to ₹3,000 in total. The figures here are the published amounts as of October 2026, and the official link on each card is the authority, not this page.

Yes. The page itself is available in Hindi and in 22 other Indian languages, and inside the tool there is a separate switch for the scheme names and reasons, so you can read the interface in one language and the official scheme names in Hindi or English — which is useful, because the official application forms usually use the English name.

Yes. The scheme list is about 30 KB compressed and is downloaded once, then kept by your browser — so a second check costs nothing, and the tool keeps working if your connection drops. There is no app to install and no login.

Because several of the largest schemes are written for one or the other. MGNREGA's hundred days of work, PM Awas Yojana Gramin and the Swachh Bharat toilet grant are rural; the PMAY-Urban interest subsidy and the street vendor loan are urban. Getting this wrong is the most common reason a real entitlement does not show up.

A great many, and they are among the largest cash transfers in the country. Most states now run a direct monthly payment to women — Ladki Bahin in Maharashtra, Ladli Behna in Madhya Pradesh, Gruha Lakshmi in Karnataka, Lakshmir Bhandar in West Bengal, Subhadra in Odisha, Maiya Samman in Jharkhand and others. Enter your state and the finder will show the one that applies to you, along with the central schemes for women.

Yes, and most farmers claim fewer than they could. Besides the ₹6,000 a year from PM-KISAN there is the Kisan Credit Card at an effective 4%, crop insurance under PMFBY, a contributory pension under PM Kisan Maandhan, a 60% subsidy on a solar pump under PM-KUSUM, and several states add their own top-up — Rythu Bharosa in Telangana, KALIA in Odisha and the Rajasthan and Andhra top-ups among them.